Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Thursday, August 2, 2012

Do not disparage the power of the receipt

If anything, I am certain in my certainty. One of my dear friends who help me out with the chores that I used to do without thinking* used a mop she had bought from a local grocer. She said after using it that she would take it back as it wasn't any good. I remarked, "Oh, I doubt they'll take it back after it's used." In response, she said, "Well we still have the receipt." "But it's been used." (All kindly banter but we were both sure of our own comments.) She brought this up today while helping me again and the same conversation ensued. After several iterations, I put a bet on it. A gentleman's bet for woman but I would still happily pay as I was sure she would come back with the mop, even visualizing the service-counter-help actually saying to her, "No, we cannot take it back as it's been used." She came back with nine dollars, some odd cents and a big smile on her face announcing, "I win," she proclaimed joyfully. I was equally amazed and joyed, adamant that they would never take anything back they couldn't resell. This ingrained in me by "the box and packaging theory of technology" for any returns. (You know the drill.) I made ritualistic bowing gestures and told her that money was hers to keep as it wouldn't exist in my house otherwise. And it was because of her innocent face that they actually did that because if I had brought it back with my worldly or world-weary face, they would tell me,"!#$%^&*!@#$!". Again, I am certain of the latter. We are now bantering on who gets to keep the money. I'm sure I will win this one. Certain of it. 
Moral of the story? Keep your receipts and if you don't like something, take it back. This is a consumer driven economy and if a product is not worth the money charged you, it should be returned. Instead of voting with your feet it's voting with a receipt.

*Please read the world-renowned Spoon Theory written by Christine Miserandino
http://www.butyoudontlooksick.com/articles/written-by-christine/the-spoon-theory/

Monday, July 16, 2012

Tips for saving space and saving your wallet.

Who doesn't need more space? Raise your hand. Okay, no hands. Who doesn't need to organize something; your drawer, your office shelf, your storage shelves, your bathroom shelves? Again, no hands. Who would like to save money and do all of the above easily? Wow, lots of hands. Here are some tips to do that in 3 fast steps. First, we are in a consumer driven economy. And yet many people think the first step to organizing is...a trip to the 'organize-it store'. (I will not name names here.) But that trip will take money right out of your wallet. Back to 'consumer driven economy'. Well, we also consume a lot of goods. And if you recycle (I hope all hands are up on this one), you will find a number of good, solid packaging that will work wonders in organizing those pesky junk drawers or wires for all of the electronic goods. Even batteries or our dear postman's rubber-bands. For instance, I am a lover of Crystal Light. If there is a sale on the larger containers (as I've found the box kind to be cheaper; another tip for you), I just take off the label and I have a sturdy, perfectly shaded container with a steadfast lid that I didn't have to spend some odd dollars for at the 'organize-it store'. All I have to do is find a need for it (easy) and slap a label on it. If you don't have a label-maker, then grab some tape and a marker and write up what you need to fill it full of; cotton swabs, hair clips, band-aids, etc. Done. A secondary benefit to getting all of the lemon-aide you want. Who likes coffee? Most of the coffee, for instance Folgers come in a small or large container. Just cut off the label and you have a sturdy tub with a snap-on lid for anything in your bathroom closet. Slap and label on it and your done. I am sure you have some great containers that you purchase your favorite food item in that would make perfect organizing containers. Think of what you buy and take a new look at the items you recycle. Can the labels be taken off? If not, give your kids a fun, new art project to change those labels with a little art supplies into great labels for containing and organizing. I bet they have a great deal to organize. They will more easily grab a container that is emblazoned with their artwork and spelling on it to help keep things tidy for you. It's also a great way to help them think outside the box (or, more to the point, inside). What twenty things are like five more? What's a name for them? How do you spell it? What is a good picture to put on it to help remember what goes where? From you to your kids, nieces, or nephews; it's a great way to re-use and utilize something without having to spend a penny.

Wednesday, June 13, 2012

Secret tip for saving your skin, your wallet and your time.

I must share first a completely ironic story about a frugal living website. I went to this site looking for coupons and nearly clicked on an box touting help with monthly budget goals. But in order to sign up, you are charged $39.99 per month. Thank you but my free database works fine by me.
My secret for saving your skin and wallet is apparently quit a secret. I know this because the woman who helps me take showers after hospital visits has never, in her decades of showering people and raising kids, seen anyone else do what I came up with while working and actually trying to save time in the morning. (Thus this is a time saver as well.) Just take your hair conditioner and put it on your legs to shave instead of buying shaving cream. Then when you are almost done showering, take this same conditioner (which is hopefully the $2 brands) and rub it over your body. Do a quick rinse. No need to use expensive, or even inexpensive body lotion after you get out. Your pours are open in a hot shower so this helps the skin absorb the lotion.
Voila, you are ready to start your day fresh with smooth skin!